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Is USDC safe?

#9B

USD Coin·USDC·Polygon

$1.00+0.04% (24h, feed)−0.14% (1h, feed)0.00% Change (3h)

USD Coin (USDC) · Polygon · on-chain safety read, grade B (80/100)

Data snapshot: 2026-10-15 · source: live token feeds + on-chain flags · refreshed weekly · not financial advice

BB · see the safety checks › Swap USDC safely →

USDC price and market data

Market cap
$599.66M
Liquidity
$6.16M
FDV
$599.66M
Holders
4,962,929
Age
158 days
24h volume
$37.53M DEX
Volume / Mcap
6.26%
Circulating supply
599,657,219 USDC (100.0%)
Total supply
599,657,219 USDC
Max supply
—
Low measured
$0.994 · 10-13
High measured
$1.00 · 10-13
Top-10
85.59%

Live candles — most active pool via GeckoTerminal · our dated on-chain measurements are the other tabs

USDC markets — tracked pools

Most active tracked pools — read live.

PoolVenueLiquidity24h volumeVolume %
USDC / USDC 0.002%Ramses V3 (Polygon)$1.09M$7.66M35.6%Trade
USDC / USDC 0.001%Uniswap V4 (Polygon)$1.13M$6.37M29.6%Trade
USDC / USDTUniswap V4 (Polygon)$512.45K$4.45M20.7%Trade
USDC / DAI 0.005%Uniswap V4 (Polygon)$527.27K$684.30K3.2%Trade
USDC / DAI 0.001%Quickswap (v3)$228.26K$624.28K2.9%Trade
USDC / USDT 0.01%Uniswap V3 (Polygon POS)$983.39K$406.80K1.9%Trade
USDC / WETH 0.05%Uniswap V3 (Polygon POS)$415.96K$213.29K1.0%Trade
USDC / USDT 0.001%Quickswap (v3)$147.36K$202.07K0.9%Trade
USDC / WPOL 0.05%Uniswap V3 (Polygon POS)$252.21K$192.03K0.9%Trade
USDC / USDC 0.01%Uniswap V3 (Polygon POS)$236.50K$190.12K0.9%Trade
USDC / USDC 0.002%Uniswap V4 (Polygon)$116.01K$126.84K0.6%Trade
ATH / USDC 5%Uniswap V4 (Polygon)$31.55M$117.49K0.5%Trade
USDC / JPYC 0.05%Uniswap V4 (Polygon)$477.07K$111.18K0.5%Trade
USDC / BRLA 0.05%Uniswap V3 (Polygon POS)$151.85K$69.46K0.3%Trade
eUSD / USDCUniswap V4 (Polygon)$936.31K$34.13K0.2%Trade
USDC / AAVE 0.3%Uniswap V3 (Polygon POS)$223.24K$30.02K0.1%Trade
USDC / THAT 0.3%Uniswap V3 (Polygon POS)$215.91K$17.49K0.1%Trade
USDC / LINK 0.3%Uniswap V3 (Polygon POS)$259.21K$17.14K0.1%Trade
FIN / USDCUniswap V4 (Polygon)$198.63K$12.05K0.1%Trade
AUSD / USDCFluid (Polygon)$1.15M$2.20K0.0%Trade

Trade USDC

Live quote and wallet connect open in the app — free, non-custodial.

USDC to USD converter

USDC=$1.00USD

Global USDC prices

HostDeFi score: higher = safer (0–100)

Flags to weigh
  • upgradeable proxy contract — the code behind the address can be swapped after you buy
  • the pool is large in dollars but thin against this token's own market cap — size an exit against the pool, not the cap
  • contract-level controls not assessed in this snapshot — verify with a live scan
Clean checks
  • contract source code is verified
  • the creator wallet holds under 5% of supply (<0.01%) dev-wallet flags

Re-scan USDC live before you trade

On-chain state changes — verify the current read, then swap non-custodially if it clears.

What the data says about USDC

USDC on Polygon — 0x3c499c542cef5e3811e1192ce70d8cc03d5c3359 — is the canonical bridged dollar on the chain: the USDC.e that Polygon's PoS bridge mints against USDC locked on Ethereum. It is the dollar the entire Polygon DeFi book settles in, which is why its holder count reads like a chain census rather than a token community.

The October 9, 2026 snapshot reads 4,962,929 holders carrying a supply worth $73.0 billion — the figure is the bridged float's gross valuation across every Polygon deployment using this contract. Tracked pool depth on the venues this ledger reads comes to $6.2 million, and the peg prints $1.00 with a 24-hour drift of a tenth of a cent.

Honest risk on a bridged stablecoin is two layers thick: the issuer side — Circle's reserve book and its mint-and-blacklist mandate — and the bridge side, where this claim on locked Ethereum USDC depends on the bridge's custody staying sound. The contract's controls sit with the bridge by design, which is structural, not a discovered trapdoor. Grade lands at B, 80/100 on HostDeFi's read — the score reflects custody centralization that is the definition of a bridged dollar, plus the sheer ordinariness of the asset itself.

Figures dated October 9, 2026; the live scan refreshes them.

Balance concentration: the 10 largest token accounts hold 85.59% of USDC's supply as of 2026-09-27 — a heavily concentrated distribution — a handful of accounts can move or exit this market at will. Note these are token accounts: liquidity pools, exchange wallets and lockers count among them, so read this together with liquidity, not instead of it.

Price and safety history of USDC

Every dated snapshot we hold for USDC — price, market structure and grade, as measured, with nothing interpolated between them.

DatePriceMarket capLiquidityHoldersGrade
2026-10-15$1.00$72.61B$6.50M4,962,929B
2026-10-14$1.00$72.89B$5.99M4,962,929B
2026-10-13$1.00$72.73B$5.65M4,962,929B
2026-10-12$1.00$72.85B$6.13M4,962,929B
2026-10-11$0.9997$72.94B$6.23M4,962,929B
2026-10-10$1.00$72.97B$6.44M4,962,929B
2026-10-09$1.00$72.99B$6.16M4,962,929B
2026-10-08$0.9994$73.50B$6.06M4,894,185B
2026-10-07$1.00$73.69B$6.10M4,894,185B
2026-10-06$0.9997$74.11B$7.60M—B
2026-10-05$0.9995$73.93B$7.29M4,894,185B
2026-10-04$0.9993$74.06B$7.41M4,894,185B
2026-10-03$1.00$74.12B$7.63M4,894,185B
2026-10-02$1.00$74.07B$7.07M4,894,185B
2026-10-01$0.9999$73.99B$6.73M4,894,185B
2026-09-30$1.00$74.11B$6.86M4,894,185B

Contract

0x3c499c542cef5e3811e1192ce70d8cc03d5c3359

Verify USDC by this address, never by name or ticker.

Put the USDC grade on your site

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Linked shield · click to copy<a href="https://hostdefi.com/token/polygon/usdc/" target="_blank" rel="noopener"><img src="https://hostdefi.com/api/badge/polygon/0x3c499c542cef5e3811e1192ce70d8cc03d5c3359.svg" alt="USDC safety grade B on HostDeFi"></a>
Live card · click to copy<iframe src="https://hostdefi.com/embed/badge/polygon/0x3c499c542cef5e3811e1192ce70d8cc03d5c3359" width="380" height="62" style="border:0" loading="lazy" title="USDC safety grade — HostDeFi"></iframe>
Markdown (READMEs) · click to copy[![USDC safety grade](https://hostdefi.com/api/badge/polygon/0x3c499c542cef5e3811e1192ce70d8cc03d5c3359.svg)](https://hostdefi.com/token/polygon/usdc/)
Page link (carries your ref) · click to copyhttps://hostdefi.com/token/polygon/usdc/

FAQ

Is USDC a safe token?

As of the 2026-10-09 snapshot, USDC scores 80/100 (grade B) on HostDeFi's on-chain read — based on a contract that has unconfirmed mint controls, has unconfirmed freeze and blacklist controls, liquidity of $6.16M and 4,962,929 holders, with the creator wallet holding <0.01% of supply. That grades contract and market structure, not price direction — a clean read is not a guarantee, so re-scan before trading, since on-chain state can change.

Can you sell USDC, or is it a honeypot?

Our Polygon read covers market structure, not sell-side contract behaviour like honeypots or transfer taxes, as of 2026-10-09. Before assuming you can exit freely, run the live scan above — it reads the contract directly.

Who holds most of USDC?

The wallet that created USDC holds <0.01% of the supply as of 2026-10-09 — a small stake, under the 5% the scanners flag. That sits alongside a holder base of 4,962,929; a broad base lowers the odds that any one seller can steer the price, but the creator's share is the number to watch first.

Can USDC's supply be inflated?

This snapshot grades market structure only — contract-level supply controls on Polygon aren't assessed here yet. Run the live scanner, which reads the contract in real time.

What is the USDC contract address?

The USDC contract address on Polygon is 0x3c499c542cef5e3811e1192ce70d8cc03d5c3359. Always verify a token by its contract address, not its name or ticker — scam clones copy tickers, but the address is unique.

Where can you buy USDC safely?

Run the live on-chain scan at the top of this page first; if USDC clears, you can swap it here directly. Whatever venue you use, match the contract address (0x3c499c542cef5e3811e1192ce70d8cc03d5c3359) exactly before trading — copying the ticker is how clone scams catch buyers, and the address is the one field they can't fake.

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HostDeFi on Polygon

HostDeFi is an educational risk tool, not financial advice. Figures are a dated on-chain snapshot and can change; a clean read is not a guarantee. Always do your own research. Free · no signup · a HostDeFi product