HostPYUSD vs RLUSD — price, size and safety, side by side
PYUSD (Ethereum) vs RLUSD (Ethereum) — every figure is the freshest dated measurement we hold for that token, never a live-feed guess. Prices stamped 2026-10-17 / 2026-10-17.
PYUSD vs RLUSD — normalized performance, 2026-09-08 to 2026-10-17T03:15:24
| PYUSD | RLUSD | |
|---|---|---|
| Price | $0.9987 | $0.9995 |
| Market cap | $2.87B | $2.47B |
| 24h volume | $22.51M DEX | $10.01M DEX |
| Liquidity | $61.19M | $38.09M |
| FDV | $1.76B | $1.30B |
| Holders | 111,057 | 12,684 |
| Age (days) | 268 | 70 |
| Safety grade | B | B |
Where they differ
- PYUSD measures ~1.6× the liquidity of RLUSD
- PYUSD measures ~2.2× the 24h volume of RLUSD
- PYUSD measures ~8.8× the holder count of RLUSD
What the data says
PYUSD
PYUSD is what a stablecoin looks like when it's built for regulators first and DeFi second. PayPal USD is issued not by PayPal directly but by Paxos Trust Company, a New York–chartered trust supervised by NYDFS, with reserves held in dollar deposits, U.S. Treasuries, and equivalents, attested monthly. The Ethereum deployment lives at 0x6c3ea9036406852006290770bedfcaba0e23a0e8, where HostDeFi's October 9, 2026 snapshot records roughly $61 million of tracked pool liquidity and $11 million of daily on-chain volume — modest next to USDC or USDT, in keeping with a coin whose primary life is inside PayPal and Venmo balances rather than on DEXes.
Read the contract powers through the regulated-issuer lens or you'll misread them as red flags. PYUSD's contract can mint (against dollars in), burn (against dollars out), pause transfers entirely, and freeze or even wipe balances at specific addresses under Paxos's asset-protection role. On an anonymous token, that list is a rug in waiting; here it is the legally mandated toolkit of a New York trust company, and NYDFS supervision is precisely the reason those powers exist. The trade you make holding PYUSD is explicit: maximum issuer accountability, in exchange for maximum issuer control.
RLUSD
RLUSD is Ripple's dollar — the stablecoin Ripple built on its institutional distribution, aimed at the same regulated-treasury ground as USDC and PYUSD but arriving with an exchange network behind it. The deployment 0x8292bb45bf1ee4d140127049757c2e0ff06317ed is the Ethereum mint; our October 9, 2026 snapshot reads $38.1 million of tracked pool liquidity.
The honest shape: RLUSD's reserve is the standard fiat-backed structure — cash and equivalents with attestations — so its risk profile is issuer-shaped (Ripple's solvency, NYDFS oversight, redemption terms) rather than exotic. What distinguishes it is distribution: Ripple's existing payment rails give it corridor utility most new stablecoins lack, though on pure DeFi depth it still trails the majors by an order of magnitude.
FAQ
Which is bigger, PYUSD or RLUSD?
By tracked market cap: PYUSD (Ethereum) measures $2.87B and RLUSD (Ethereum) measures $2.47B — dated snapshots, not a live feed.
Which is safer, PYUSD or RLUSD?
On the contract checks we publish: PYUSD (Ethereum) grades B and RLUSD (Ethereum) grades B. A grade is a structural check on the contract, not a promise about the asset.
How have PYUSD and RLUSD performed over the shared window?
Between 2026-09-08 and 2026-10-17T03:15:24, the measured snapshots show PYUSD at −0.13% and RLUSD at +0.34%.
The grade column is the one CMC's compare page cannot print — our grade is computed from the contract itself (mint/freeze authority, liquidity, holder concentration). Changes are measured over the shared window stated on the chart, 2026-09-08→2026-10-17T03:15:24; a token with fewer measured points measures a shorter span inside it.
Figures are dated on-chain snapshots, not a live feed. Safety grades are structural checks — not investment advice. Free · no signup · a HostDeFi product.